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In 1959, the bank made quite $25 million by providing FHA and VA home loans to residents. Prior to the 1960s the State banking laws prohibited banks from locating in other counties, though changed to make certain that and Hudson City opened their first branch in Bergen County in Waldwick. This was only the development potential .. In the 1970s, the bank opened 37 branches in 12 counties. In 1978, when the bank moved their headquarters to Bergen County their total deposits and assets were over $1.1 billion.
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